I am sharing this report from National Association of Realtors chief economist, Lawrence Yun just published in Realtor magazine.I'm hearing lots of rumors about prices going down, short sales and
How to Increase your Credit Score ASAP!!!!
Dated: January 1 2023
Views: 114
Here`s my advice to increase your credit score as fast as possible:
1. Increase your credit limit! Did you know you can go into your bank app or website and ask for a credit increase online? It`s not a lengthy process and it doesn`t affect your credit score! You will either get a yes and the amount your credit limit increased to or a no with a reason. Just because you get more credit doesn`t mean you have to use it!
2. Keep your credit utilization to 30% or less. If you have a credit card with 50% of the credit used and another with only 5% used then pay down the one with 50% usage first and if you absolutely have to use a credit card use the one with 5% usage. If you can keep your credit utilization to 7% that would be ideal.
3. Pay down your credit card debt. Yes, I know you`ve probably heard this one before but it is the most important thing you can do. Even if it`s an extra $50 each month, it still counts! Not having Netflix or eating out for a few months will give you way greater benefits down the road.
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Call me today and I will connect you with a lender who knows more tips and tricks
Happy New Year
-Janet
858-243-5719
Janet McCarthy
San Diego realtor for 15 years with extensive experience in listing and selling homes, short sales, foreclosures, first time home buyers, VA buyers and sellers and equity sales. 5 Star Realtor on....
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Here`s my advice to increase your credit score as fast as possible:1. Increase your credit limit! Did you know you can go into your bank app or website and ask for a credit increase online? It`s not
According to HomeDex market statistics for October 2022, existing home sales declined nationwide for the 8th consecutive month, closed sales decreased 44.3% for detached homes and 41.4% for Attached
Nobody knows what interest rates are going to do...noteven the Fed.My question for buyers right now is, "Why does it matter?"What is the worse that could happen?You buy now and rates go up? Great!
Based on information from California Regional Multiple Listing Service, Inc. as of November 28, 2023 5:12 AM UTC This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.
This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g.square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial use in accordance with
